Retirement Plans: Capabilities

Capabilities | Process | Service Team

The services we provide our clients include:

Participant Investment Education

Conduct group and individual employee meetings that address basic participant needs:

Income replacement analysis
Investment education and fund selection

Offer customized financial planning seminars to meet the specific needs of our clients:

Group seminars on selected financial planning topics
Personal financial planning to analyze the assets, liabilities, incomes and goals for individual participants

Client Fiduciary Support

Outline fiduciary duties and areas of liability
Address plan qualification issues
Establish 404(c) compliance criteria
Provide Investment Policy Statement
Implement procedures to monitor and evaluate investment performance

Investment Selection and Monitoring

Analyze current investments using a highly disciplined, quantitative and qualitative approach
Evaluate ongoing fund performance and provide an annual Due Diligence Investment Report
Correlate fund monitoring process to criteria stated in the Investment Policy Statement

Contract, Expense and Service Analysis

Analyze and compare total plan costs
Identify contract types and record keeping systems
Benchmark participant costs
Investigate plan discontinuance provisions
Review and enhance provider services

Strategic Plan Design Consulting

Review retirement plan provisions and benchmark plan contribution levels
Inform plan sponsor of recent tax changes, new trends, and changes in participant needs
Provide advanced plan design consulting to satisfy executive and corporate needs
Create basic plan summary for employer and participants

Securities offered through ValMark Securities, Inc., Member FINRA, SIPC. Investment Advisory Services offered through ValMark Advisers, Inc., a SEC Registered Investment Advisor. 130 Springside Drive, Suite 300, Akron, Ohio 44333-2431* 1-800-765-5201 Herbruck Alder is a separate entity from ValMark Securities, Inc. and ValMark Advisers, Inc. | www.FINRA.org